Author:Sandu

HomeAuthor archive for Sandu ( Page 2 )

Comparing Home Mortgage and Land Loans: What You Need to Know

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When it comes to financing real estate in Canada, understanding the distinctions between a home mortgage loan and a land
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What the Latest Mortgage Rates Mean for Your Payments?

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Mortgage rates in Canada have been shifting notably in 2025, influenced by both economic conditions and the Bank of Canada’s
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Refinancing Myths Busted: What You Really Need to Know

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Is it time for refinancing your mortgage?  For many Canadian homeowners, this financial move can be a game-changer, yet a
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How to Use a Mortgage Calculator to Budget Like a Pro

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Understand your payments, avoid surprises, and buy smart in today’s market Are you dreaming of buying your first home or
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Home Equity: Is It Better to Renovate or Pay Off Debt?

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With interest rates bouncing and inflation continuing to pressure household budgets, many Canadians are feeling stretched thin. Monthly expenses are
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Why Variable-Rate Mortgage Are Worth a Second Look?

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As of mid-2025, the Bank of Canada’s overnight rate has dropped to 2.75%, pulling the prime rate down to around
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Housing Market Insights: What Buyers Need to Know Right Now

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June 2025 marked a modest recovery in the Greater Toronto Area (GTA) housing market, with a slight increase in both
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