Category:Mortgage Market News

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Why Variable-Rate Mortgage Are Worth a Second Look?

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As of mid-2025, the Bank of Canada’s overnight rate has dropped to 2.75%, pulling the prime rate down to around
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How to Get Mortgage in Canada Without Traditional Income or Credit

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Self-employed? A newcomer to Canada? Earning non-traditional income? If you've hit a wall with traditional banks, you're not alone and
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Mortgage Rejection in Canada: Why It’s Tougher to get approved

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In 2025, getting approved for a mortgage in Canada isn’t as simple as it used to be. With tighter federal
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What are the Mortgage Renewal Checklist needed in Canada 2025?

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When your mortgage term ends, your lender will typically send a renewal offer. While it may seem easiest to accept
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How to Prepare for Rate Cuts in 2025: Canada Mortgage Strategy

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Canadian homeowners are asking critical financial questions!. With the Bank of Canada choosing to hold its key interest rate at
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Easy Steps to a Cheaper Mortgage Renewal in Canada 2025

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The Canadian housing market is always changing, and for many homeowners, 2025 is the year they'll need to make a
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How to Get a Mortgage in Canada with Bruised Credit in 2025

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For many Canadians, the dream of owning a home remains one of life's most meaningful goals. However, a less-than-stellar credit
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