Author:Sandu

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Refinancing Myths Busted: What You Really Need to Know

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Is it time for refinancing your mortgage?  For many Canadian homeowners, this financial move can be a game-changer, yet a
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How to Use a Mortgage Calculator to Budget Like a Pro

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Understand your payments, avoid surprises, and buy smart in today’s market Are you dreaming of buying your first home or
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Why Variable-Rate Mortgage Are Worth a Second Look?

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As of mid-2025, the Bank of Canada’s overnight rate has dropped to 2.75%, pulling the prime rate down to around
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Housing Market Insights: What Buyers Need to Know Right Now

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June 2025 marked a modest recovery in the Greater Toronto Area (GTA) housing market, with a slight increase in both
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How to Get Mortgage in Canada Without Traditional Income or Credit

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Self-employed? A newcomer to Canada? Earning non-traditional income? If you've hit a wall with traditional banks, you're not alone and
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Interest Rate Down, Home Prices Up? Buyers Need to Know in Canada 2025

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The Bank of Canada’s recent rate cut has everyone asking the same question:“Will this finally cool down the real estate
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Mortgage Rejection in Canada: Why It’s Tougher to get approved

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In 2025, getting approved for a mortgage in Canada isn’t as simple as it used to be. With tighter federal
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